1. Have tax laws changed?
   
2. Have you married or divorced? Have you had children or grandchildren?
   
3. Have you received a promotion or a raise? Has your net worth changed?
   
4. Have you moved to a different state or province ? Different states or provinces have different rules governing estates.
   
5. Have any special circumstances occurred? For example, do you have a child with special needs, or has your spouse's ability to earn a living changed due to a disability?

If you answered "yes" to any of the above, you should update your estate plan to reflect these important events. It could make all the difference in ensuring your affairs are carried out in an orderly fashion that coincides with your wishes.

This material contains references to concepts that have legal, accounting and tax implications. It is not intended as legal, accounting or tax advice. Consult your own attorney and/or accountant for advice regarding your particular situation.