table of rates and job classification table
| Edgebenefits rates | ||||||||||||
| Traders edge benefits calculation | ||||||||||||
| for an application click here | ||||||||||||
| The traders edge designed for trades | ||||||||||||
| includes 200,000 increasing to 300,000 serious injury benefit and 10,000 accident emergency medical benefits | ||||||||||||
| occupational class a | occupational class b | |||||||||||
| Benefit range (up to) | 1500 | 2000 | 2500 | 3000 | 1500 | 2000 | 2500 | 3000 | ||||
| injury only (guaranteed issue) | 112.96 | 118.96 | 148.96 | 168.96 | 127.96 | 134.96 | 169.36 | 192.36 | ||||
| *only collect injury premium with the applicaton | ||||||||||||
| total Injury and illness premium , Illness has a 30 day elimination period, benefit period and definitions match injury benefit | ||||||||||||
| 1500 | 2000 | 2500 | 3000 | 1500 | 2000 | 2500 | 3000 | |||||
| up to age 39 | 156.96 | 171.96 | 216.96 | 246.96 | 178.56 | 195.84 | 247.56 | 282.12 | ||||
| ages 40-55 | 168.96 | 184.68 | 233.28 | 265.68 | 192.36 | 210.48 | 266.4 | 303.6 | ||||
| ages 56-64 | 180.96 | 197.4 | 249.6 | 284.4 | 206.16 | 227.52 | 285.12 | 325.2 | ||||
| The Roadside Edge -Designed for the Trucking Industry | ||||||||||||
| Includes 200.000 increasing to 300,000 serious injury benefit and 10,000 accident emergency medical benefit and 1,000,000 out of province benefit | ||||||||||||
| (up to 10 consecudive days unlimited trips) | ||||||||||||
| Occupational Class A(closed container) | Occupational class b (tanker or flatbed) | |||||||||||
| Benefit Range(up to) | 1500 | 2000 | 2500 | 3000 | 1500 | 2000 | 2500 | 3000 | ||||
| Injury Only (guaranteed issue) | 118.44 | 125.44 | 155.44 | 175.44 | 133.29 | 141.44 | 175.84 | 198.84 | ||||
| only collect injury premium with the application | ||||||||||||
| 1500 | 2000 | 2500 | 3000 | 1500 | 2000 | 2500 | 3000 | |||||
| up to age 39 | 138.24 | 151.94 | 189.44 | 214.44 | 156.09 | 171.84 | 214.94 | 243.74 | ||||
| ages 40-55 | 148.14 | 162.54 | 203.04 | 230.04 | 167.44 | 184.04 | 230.64 | 261.64 | ||||
| ages 56-64 | 158.04 | 173.14 | 216.64 | 245.64 | 178.84 | 198.24 | 246.24 | 279.64 | ||||
| To increase out of province coverage from 10 consecutive days see out of proinvce section | ||||||||||||
| The Edge Occupational Rating & incme charts | ||||||||||||
| Gross Incomes | ||||||||||||
| occupations | class | Trucking | trades | 50% | ||||||||
| Applicance repairer/Installer | B | 1/3 gross x 75% | trucking net income | 50% of gross x 75% | estimated earned | trades coverage available 75%rule | Monthly benefit | benefit rage (up to) | ||||
| Alluminum Installer(siding /eavestrough) | A | $150,000.00 | $37,125.00 | $ 99,000.00 | $49,500.00 | $ 37,125.00 | $ 3,094 | 3000 | ||||
| Auto Body repair | B | $145,000.00 | $35,887.50 | $ 95,700.00 | $47,850.00 | $ 35,887.50 | $ 2,991 | 3000 | ||||
| Auto Mechanic | B | $140,000.00 | $34,650.00 | $ 92,400.00 | $46,200.00 | $ 34,650.00 | $ 2,888 | 3000 | ||||
| Backhoe /bulldozer operator | B | $135,000.00 | $33,412.50 | $ 89,100.00 | $44,550.00 | $ 33,412.50 | $ 2,784 | 3000 | ||||
| Blacksmith | B | $130,000.00 | $32,175.00 | $ 85,800.00 | $42,900.00 | $ 32,175.00 | $ 2,681 | 3000 | ||||
| Bricklayer /mason | B | $125,000.00 | $30,937.50 | $ 82,500.00 | $41,250.00 | $ 30,937.50 | $ 2,578 | 2500 | ||||
| Carpenter/joiner/framer | B | $120,000.00 | $29,700.00 | $ 79,200.00 | $39,600.00 | $ 29,700.00 | $ 2,475 | 2500 | ||||
| Cabinet maker | A | $115,000.00 | $28,462.50 | $ 75,900.00 | $37,950.00 | $ 28,462.50 | $ 2,372 | 2500 | ||||
| Contractor | B | $110,000.00 | $27,225.00 | $ 72,600.00 | $36,300.00 | $ 27,225.00 | $ 2,269 | 2500 | ||||
| Crane Operator | B | $105,000.00 | $25,987.50 | $ 69,300.00 | $34,650.00 | $ 25,987.50 | $ 2,166 | 2500 | ||||
| Drywaller | B | $100,000.00 | $24,750.00 | $ 66,000.00 | $33,000.00 | $ 24,750.00 | $ 2,063 | 2000 | ||||
| Electrician | A | $ 90,000.00 | $22,275.00 | $ 59,400.00 | $29,700.00 | $ 22,275.00 | $ 1,856 | 2000 | ||||
| Forklift Operator | A | $ 80,000.00 | $19,800.00 | $ 52,800.00 | $26,400.00 | $ 19,800.00 | $ 1,650 | 2000 | ||||
| Flooring installer | B | $ 70,000.00 | $17,325.00 | $ 46,620.00 | $23,310.00 | $ 17,482.50 | $ 1,457 | 1500 | ||||
| Glazeier | A | $ 60,000.00 | $14,850.00 | $ 39,600.00 | $19,800.00 | $ 14,850.00 | $ 1,238 | 1500 | ||||
| Heating and air conditioning installer | A | |||||||||||
| Heavy equipment operator | B | call 1-800-583-3381 for assistance other occupations may be covered under the edge. | ||||||||||
| locksmith | A | In the event of a claim , the gross or earned income must be verified, We accept | ||||||||||
| Machine operator | A | proof of the last 6 months income, the last 12 months or the average fot he best two from | ||||||||||
| Painter | A | the last 5 years. | ||||||||||
| Plasterer | B | |||||||||||
| Plumber | A | |||||||||||
| Renovator | ||||||||||||
| Roofer | B | |||||||||||
| Tilesetter | B | |||||||||||
| Tool and Dye Maker | A | |||||||||||
| Trucking (garbabe,dump gravel & local drivers not covered | ||||||||||||
| Welder | B | |||||||||||
| Window Installer | A |