AGE

Non Smoker

Smoker

Male

Female

Male

Female

40 - 50

26.62

20.72

36.20

29.33

51

28.08

22.15

38.53

30.86

52

29.54

23.58

40.86

32.39

53

31.00

25.01

43.19

33.92

54

32.46

26.44

45.52

35.45

55

33.91

27.85

47.83

36.96

56

36.48

29.73

51.59

39.51

57

39.05

31.61

55.35

42.06

58

41.62

33.49

59.11

44.61

59

44.19

35.37

62.87

47.16

60

46.77

37.24

66.61

49.69

61

50.91

39.91

71.78

53.15

62

55.05

42.58

76.95

56.61

63

59.19

45.25

82.12

60.07

64

63.33

47.92

87.29

63.53

65

67.46

50.57

92.44

66.97

66

72.35

53.81

98.37

70.85

67

77.24

57.05

104.30

74.73

68

82.13

60.29

110.23

78.61

69

87.02

63.53

116.16

82.49

70

91.91

66.77

122.10

86.38

71

98.41

71.03

128.87

90.96

72

104.91

75.29

135.64

95.54

73

111.41

79.55

142.41

100.12

74

117.91

83.81

149.18

104.70

75

124.42

88.09

155.95

109.27

76

134.49

96.17

167.46

117.59

77

144.56

104.25

178.97

125.91

78

154.63

112.33

190.48

134.23

79

164.70

120.41

201.99

142.55

80

174.77

128.50

213.49

150.88

Policy Fee = $60   Spousal Rider Fee = $ 30   Minimum Annual Prem. = $150