Matthew J. Macnab
				27 Athena Way
				Nepean Ontario, K2G 6S1
				Cell: 613-612-9315
				Toll Free:1-877-867-1878
				E-Mail:
				$                                10,000.00
			male			female
			annual	monthly	age	annual	monthly
			$   399.90	$                                      35.99	$   50.00	$ 351.90	$   31.67
			$   414.60	$                                      37.31	$   51.00	$ 362.50	$   32.63
			$   430.20	$                                      38.72	$   52.00	$ 373.80	$   33.64
			$   446.60	$                                      40.19	$   53.00	$ 385.50	$   34.70
			$   464.30	$                                      41.79	$   54.00	$ 397.90	$   35.81
			$   473.60	$                                      42.62	$   55.00	$ 403.40	$   36.31
			$   492.60	$                                      44.33	$   56.00	$ 416.60	$   37.49
			$   512.70	$                                      46.14	$   57.00	$ 430.50	$   38.75
			$   534.00	$                                      48.06	$   58.00	$ 445.30	$   40.08
			$   556.50	$                                      50.09	$   59.00	$ 461.00	$   41.49
			$   580.40	$                                      52.24	$   60.00	$ 477.80	$   43.00
			$   605.80	$                                      54.52	$   61.00	$ 495.90	$   44.63
			$   633.00	$                                      56.97	$   62.00	$ 515.00	$   46.35
			$   662.30	$                                      59.61	$   63.00	$ 536.00	$   48.24
			$   693.80	$                                      62.44	$   64.00	$ 558.40	$   50.26
			$   727.70	$                                      65.49	$   65.00	$ 582.50	$   52.43
			$   758.10	$                                      68.23	$   66.00	$ 600.40	$   54.04
			$   791.60	$                                      71.24	$   67.00	$ 620.50	$   55.85
			$   828.10	$                                      74.53	$   68.00	$ 642.80	$   57.85
			$   868.40	$                                      78.16	$   69.00	$ 668.00	$   60.12
			$   912.70	$                                      82.14	$   70.00	$ 696.30	$   62.67
			$   961.00	$                                      86.49	$   71.00	$ 727.70	$   65.49
			$1,014.10	$                                      91.27	$   72.00	$ 762.90	$   68.66
			$1,072.20	$                                      96.50	$   73.00	$ 802.00	$   72.18
			$1,136.00	$                                    102.24	$   74.00	$ 845.50	$   76.10
			$1,205.90	$                                    108.53	$   75.00	$ 894.00	$   80.46
				rates subject to change at any time
				e&oe may 2004
				underwritten by wawanessa life